Regular vs direct mutual funds: Higher expense ratio isn’t the only drawback; what else investors should know

Mutual funds can be purchased through regular plans, which incur higher fees due to agent commissions, or direct plans, which are managed by investors. While the higher expense ratio of regular plans is a significant factor, it should not be the only consideration when choosing a plan. Investors should also consider other factors such as the fund's performance, the fund manager's track record, and the fund's investment strategy.