Bank FD rates in October 2026: How pre- and post-tax fixed deposit returns differ across HDFC, ICICI, SBI and PNB

Fixed deposit (FD) rates for October 2026 have been compared across major banks like HDFC, ICICI, SBI, and PNB. The comparison highlights the difference between pre-tax and post-tax returns for various tenures. Understanding FD taxation rules is crucial as taxes can reduce the interest earned. A ₹5 lakh deposit could yield different post-tax returns depending on the bank and tenure.