Train ticket insurance from October 27: Is it mandatory, what is the current premium, coverage and claim process?

The Supreme Court has directed Indian Railways to provide mandatory travel insurance for all tickets sold at station counters from October 27, 2026.

This decision aims to ensure passengers' safety and financial security during their journeys.

The insurance will cover passengers against accidents, loss of luggage, and other travel-related risks.

However, the current premium, coverage details, and claim process are yet to be announced.