Got refund for online shopping after cancelling order but your credit card bill still shows due amount? Should you pay?

Credit card refunds usually return to the card account, reducing the balance or restoring available credit, and may take 5–14 days to appear. If your billing date is near and the refund has not been credited yet, you should contact your credit card issuer to confirm the refund and ensure it's applied to your account. In the meantime, you may need to pay the due amount to avoid late fees or interest charges.